Decision-Ready, Fraud-Screened
Loan Packages - Before Underwriting.
Decision-Ready, Fraud-Screened
Loan Packages - Before Underwriting.
ZorroFi validates every application at intake - fraud checks, document completeness, and KYC/KYB - so your lenders get clean, verified files without chasing paperwork. No LOS changes required.
ZorroFi validates every application at intake - fraud checks, document completeness, and KYC/KYB - so your lenders get clean, verified files without chasing paperwork. No LOS changes required.
The Problem
The Operational Gaps Slowing Lending Teams Today
The Operational Gaps Slowing Lending Teams Today
Time Wasted Chasing Files
Time Wasted Chasing Files
Missing documents, mismatched data, and out-of-sequence files create delays and inconsistency before underwriting even begins.
Incomplete Applications
Incomplete Applications
Loan officers spend more time collecting and correcting documents than evaluating credit - reducing capacity and slowing decisions.
No Visibility Into the Loan Funnel
No Visibility Into the Loan Funnel
Lenders only discover issues after applicants stall or abandon the process - too late for proactive outreach or recovery.
AI Fraud Slips Through
AI Fraud Slips Through
Synthetic identities and AI-generated documents pass traditional review processes, surfacing only after hours have been invested.
Applicants Experience Friction
Applicants Experience Friction
Frequent document requests, unclear requirements, and slow feedback create frustration for borrowers, members, and small-business applicants - weakening trust and slowing conversion.
The Solution
ZorroFi: Your Loan Validation Layer
ZorroFi: Your Loan Validation Layer
ZorroFi validates documents, detects fraud early, and gives lenders real-time visibility into the loan funnel - all without changing your Core or LOS.
ZorroFi validates documents, detects fraud early, and gives lenders real-time visibility into the loan funnel - all without changing your Core or LOS.
What You Get:
✔ Real-Time Funnel Visibility → See exactly where applicants are stuck and what’s missing - so lenders can intervene before momentum is lost.
✔ Real-Time Funnel Visibility → See exactly where applicants are stuck and what’s missing - so lenders can intervene before momentum is lost.
✔ Smart, Instant Applicant Guidance→ ZorroFi gives applicants real-time prompts (“This file is blurry - please resubmit” or “We need your 2024 tax return”), reducing corrections and keeping applications moving.
✔ Smart, Instant Applicant Guidance→ ZorroFi gives applicants real-time prompts (“This file is blurry - please resubmit” or “We need your 2024 tax return”), reducing corrections and keeping applications moving.
✔ Fraud Screening at Intake → Catch synthetic IDs, mismatched documents, and AI-generated files before underwriting invests hours.
✔ Fraud Screening at Intake → Catch synthetic IDs, mismatched documents, and AI-generated files before underwriting invests hours.
✔ Decision-Ready Loan Packages → Every application arrives complete, verified, organized, and audit-ready - enabling faster, cleaner decisions.
✔ Decision-Ready Loan Packages → Every application arrives complete, verified, organized, and audit-ready - enabling faster, cleaner decisions.
The Impact
Every application reaches your LOS decision-ready.
Complete, verified, fraud-screened.
Every application reaches your LOS decision-ready.
Complete, verified, fraud-screened.
Lenders spend their time on credit decisions and applicant support instead of document corrections.
The result: faster decisions, higher throughput, and a smoother experience for borrowers, members, and small-business owners.
Lenders spend their time on credit decisions and applicant support instead of document corrections.
The result: faster decisions, higher throughput, and a smoother experience for borrowers, members, and small-business owners.
Check out the latest insights:
Expert articles on lending, fraud prevention, and digital banking.
Check out the latest insights:
Blog: The Lending Brief
Expert articles on lending, fraud prevention, and digital banking.
Blog: The Lending Brief
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