Raised in a family of bankers, Sandra understands the operational realities of community financial institutions and the importance of accuracy, efficiency, and trust in lending workflows.

She has conducted more than 70 conversations with Chief Lending Officers, Chief Credit Officers, COOs, and risk leaders across community banks, credit unions, and CDFIs to identify the constraints that reduce lending capacity and slow decisions.

At ZorroFi, Sandra ensures the platform removes manual rework, improves intake quality, and supports lending teams in making faster, cleaner decisions without disrupting the way institutions serve their communities.

"Raised in a family of bankers, I understand that community financial institutions succeed through personal relationships, not technology replacement. I led discovery conversations with Chief Lending Officers and Chief Credit Officers across 60+ community banks and credit unions to identify the operational pain points that prevent lending teams from focusing on customers. At ZorroFi, I make sure that our solutions eliminate manual rework without compromising the human touch that sets community institutions apart."

Armin brings more than 15 years of cybersecurity, fraud detection, and AI experience from Gen Digital, Avast, and Sumo Logic, where he specialized in scam and phishing detection, identity protection, and behavioral analytics.

At ZorroFi, he applies enterprise-grade security intelligence to community lending — identifying synthetic fraud, document manipulation, and identity anomalies at intake before underwriting invests time.

His focus is building a Loan Validation Layer that delivers clean, decision-ready packages lenders can trust.

"I bring 15+ years of cybersecurity and AI expertise from innovation roles at Gen Digital, Avast, and Sumo Logic, where I specialized in fraud detection, identity protection, and behavioral analytics. At ZorroFi, I apply enterprise-grade security intelligence to community banking challenges, ensuring sophisticated fraud attempts are caught at intake rather than after underwriting investment. My focus is delivering decision-ready packages that lending teams can trust."